Source of Funds

  • a. Share Capital - Common Share

  • Fixed Deposit/Non withdrawable
  • DIVIDEND RATE - 8% TO 13%

  • b. Preferred Shares - For Associates members

  • a. Regular Savings
  • b. Special Savings
  • c. Time Deposit

  • FOR REGULAR MEMBERS:
  • > He/she must be a regular employee of City Government
  • > Has a minimum Share Capital of P3,000 and maintain a monthly Share Capital deposit of @ least 200.00 pesos.
  • > Has gone under (6) months probationary period
  • > First Time To Borrow can avail REGULAR LOAN with a multiple of times two (2) of his/her Share Capital and Regular Savings Deposit provided he has a minimum of 3,000 share capital and has undergone with @ least (6) six months regular deposit.
  • > Can avail Loan Against Deposit (LAD) before (6) six months

  • FOR ASSOCIATE MEMBERS:
  • > Can only avail Loan Against Deposit (LAD)