A type of loan that has a multiple of times (x2) for First Time Borrower or for Class “B”

A type of loan based on Salary Net Take Home pay. A maximum of 500,000 for Class A1 and 300,000 to CLass A to C with a maximum term of 60 months. Can be renewed 6 months after for the 36 months term and can be renewed 1 year after for the 60 months term.

A loan type where the maximum limit is NINETY PERCENT (90%) of the Share Capital of a member.

A type of loan on top of the other loan provided that the NTHP within the 80 - 20% policy. Loanable amount base on the Classification and Share Capital Bracketing.

LOAN CEILING :	20,000.00 Class A1
TERM :	1-10 MONTHS
INTEREST RATE :	10% PER ANNUM
CLASSIFICATION :	REFER TO BRACKETING
Service :	2% or .02
Filing fee :	.2% or .002
NTHP :	ATM / MOA/ LOCK IN

Can be availed every 1st up to 25th of the month. Released amount in a form of cash. From minimum of 1,000 to maximum of 5,000 base on Classification.

LOAN CEILING :	5,000
TERM :	1 MONTH
CLASSIFICATION :	REFER TO LOAN BRACKETING
Service/Filing fee :	5%
MODE OF PAYMENT :	NTHP/MOA/ATM/ OTC

EDUCATIONAL LOAN (ALL LEVELS AND SCHOOLS)

EDUCATIONAL LOAN - GUIDELINES

Requirements:

> Assessment of the School
> Pay Slip
> Net Take Home Pay - Based on 80 - 20% policy

Implementing guidelines:

1. Provided that the amount granted based on the actual Assessment of the School.
2.Check should be payable to the School.
3. Can be renewed every opening of the school or every semi.
4.Previous Educational Loan shall be fully paid
5. Allowed more than 1 student as long as not to exceed 100,000
6. Applicable to all levels and Schools

TWO TYPES:

1. AGRICULTURAL LOAN
2. SARI - SARI STORE

SARI - SARI STORE

To include Active Employee of City Hall and as Associate member in CHEMCO with 3,000 and above Share Capital over 6 months probationary period.

Need Emergency CASH?
For unexpected expenses.
Request for Cash Advance
Notice of Disconnection for Utility Bills.